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  • looks like you guys need to budget.
  • I don't know honey.
  • how are we going to afford our new baby on the way?
  • how about we meet for lunch later and we can discuss budgeting.
  • for sure!
  • so what is exactly budgeting and why do we need to do it anyway
  • Budgeting can help you keep track of your money and pay for things like kids!
  • how do you know which money is to save or spend?
  • you can put your money into categories like saving and emergency fund and spending.
  • with budgeting you can always be aware of the money you have and know what you can spend and how much debt you have also.
  • that is awesome we will for sure do this before out baby arrives.
  • now we have a prefect plan for our saving and taking care of our new baby.
  • waaaaaaaaaaa
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