Well, what is Industrial Revolution finance? Finance during the IR was the time where the wealthy started to invest and people started to invest in land. Britain was also moving toward capitalist institutions.
Finance was a big hit during the IR because people started investing in land and would pull out loans from banks, the Quakers, and merchants.
Without the rise in finance and investment, banks today wouldn't be the same. Banks wouldn't be as functioning because fewer people would be taking out loans, and there would be less need for people to invest in things.