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Aye homie, I am about to get a credit card
Aye homie, credit cards are great, but there are some things you should know before hand
First you have to know all of your responsibilities. Responsibilities of having a credit card include making your payments on time and in full when you can, and checking your credit report at least once a year.
Alright, sounds good, credit cards sound amazing
Hold on camp, you gotta know the negatives of having a credit card, it inst just free money or a budget hack.
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