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Class, You don't need to restrict yourself to just one card, but try not to open credit cards too frequently. The number of credit cards you carry makes up about 10% of your credit score, so having a large number of credit cards can negatively impact your credit score!
Isn't a credit score one of the biggest factor in determining whether or not you get a loan at all and the interest rate offered?
Yes Kyra you're correct! Also, being in the substandard risk pool could cost 30 percent more in your rates.
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