Hello I am Barry. Can I help you find a car for you today?
Okay no problem!! Lets go inside and we will talk about payment options, your credit score, and all that.
Hello I'm Amy and yes I am here to find out more info about this red car.
If you look here on this paper you will see your credit history and credit score. (He pulled her credit history). Your credit history is not that bad. Yours is 650 but to be really good it needs to be 700-850. 850 is perfect. It shows you have only missed one payment and that was only by one day. Which still dropped your score but to get it back up you should make sure to pay all future payments on time. If you are still interested in the car I would recommend going to the back and asking for a loan.
That is great news I will head over there before they close and talk about getting a car loan. I will also make sure to pay all my future payments on time.
The banker let me have the loan (close-ended loan which means paying the same payment every month until the car is fully paid off)
Good deal. Let me get your signature and your picture.
Nice to see you again. How did the bank visit go?
It went great. I got the loan and I am ready to buy this car. I promise not to miss a payment either because I don't want my score to drop again.
Well I learned more about credit and got a car. 1. You have to have good credit to get a loan. 2. Paying any bill late will lower your credit. 3. Paying all bills on time builds and rises your credit. 4. A good credit score ranges from 700-850. But Overall credit score ranges from 300-850.