Credit reports and scores comic strip.
This storyboard does not have a description.
Believe it or not, but credit scores have 5 core factors.
These factors are Payment history, Credit utilization, average credit age, & account mix and inquires.
You're legally entitled to a free copy of your credit report from Equifax, Experian, & Transunion. Also you can get two extra free reports from various places like Credit.com.
If your want to see your credit score after finding out about the 5 core factors, or your credit report, don't worry because you can check it for free.
You could secure a loan from an alternative lender through personal appeal, even if you have no credit or just poor credit.
One last thing that’s important, Remember credit scores aren’t the only things that matter for lending decisions.
Explore Our Articles and Examples