Credit reports and scores comic strip.

Credit reports and scores comic strip.

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  • Believe it or not,  but credit scores have 5 core factors.
  • These factors are Payment history, Credit utilization, average credit age, & account mix and inquires.
  • You're legally entitled to a free copy of your credit report from Equifax, Experian, & Transunion. Also you can get two extra free reports from various places like
  • If your want to see your credit score after finding out about the 5 core factors, or your credit report, don't worry because you can check it for free.
  • You could secure a loan from an alternative lender through personal appeal, even if you have no credit or just poor credit.
  • One last thing that’s important, Remember credit scores aren’t the only things that matter for lending decisions.
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