Loan

Loan
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  •  I want to apply for loan.
  • What can I do for you?
  •  I am studying in Technological Institute of the Philippines, QC
  • Where are you studying now?
  •  I have chosen Mechanical Engineering. I need loan of Php250,000 for my Professional studies. 
  • What program have you chosen? 
  •  My parents was in abroad, I'm independent.  
  • Oh, it's okay for me. I'll tell my parents about that. 
  • Okay, but we need your parent's consent.  
  • Okay, We will sanction an interest of 8% quarterly. And you need to pay it with in 5 years
  • Given:                            Formulas:            Solutions: P= Php 250,000           F=P(1+i)n                i= 0.08/4 = 0.02 r= 8%                          i=j/m                        n= 5(4) = 20 t= 5 years                    n=tm                        F= 250,000(1+ 0.02)20  F=?                                                               F= Php 371,486.85    
  • Wait, I have a question, What is the maturity value of my loan?
  • Okay, we're good now. Meet me tomorrow morning. And I will process your loan.
  • Uhh, okay let make a computation with that.
  • -Okay, Thank you Sir. Now I know what the exact amount that I will pay. -You are welcome son.
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