Credit Ms Dixon

Credit Ms Dixon

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  • Credit What is it?
  • What it is: Credit is what tells banks, insurers, and others how likely you are to pay back the money you owe.
  • What It Means: A lower credit means you are less likely to pay back money than people with higher credit.
  • Why does it matter Pt1: If your credit is low, you can increase it by making all of your payments on time. There are three different bureaus that have your three credit scores. Those are Equifax, Experian, and TransUnion.
  • Why does it matter Pt2: If your credit is low, lenders will charge you with a higher interest rate to make sure you pay, if you don't pay that then your score will go down even more.
  • Remember With a low credit score, lenders will charge you more since you are less likely to pay it back. With a high credit score, you will be able to get low payments with lenders and auto payments.
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