I would but my credit is too low and I don't want to buy anything.
Hey man do you want to get lunch someplace?
Hey, that's okay I know a lot about credit and ill tell you about it to help
First off there are hundreds of trustworthy websites to check you score at anytime, like credit karma that helps track your score and help if its low.
Another important thing about credit is the factors like credit utilization, payment history, inquiries and account history. These all affect your credit score in good and bad ways and are very important to monitor and utilize properly.
Like I've said your credit score is very important and can influence future jobs and banks from even working with you. If you want a good credit score yours should be around 670-799 but you don't want to be below that at a 300 to 580
Thank you I've learned so much today and I will finally do good by my score!
And just remember your bad credit doesn't last forever at all and will eventually age off and be a thing off the past so as long as you take my advice and do good by your score it will rise back up and you'll be back on track