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hey mom can i use your credit card i really need new shoes?
now son you cant just use my credit card whenever you want i got my bill last week and it was 40$ more.
i thought you had a 750 credit score? i thought that was very reliable?
It is honey but a credit card isn't something to play with you have to have a good credit report.
you spending money all the time on shoes dosnt look good and brings mt score down.
ok thanks mom now i know not to just keep swiping your credit card.
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