Juan had just finished parking in front of the mall with his girlfriend when Jose accidentally hit Juan's bumper.
Why does the insurance card say your insurance was last paid in 2018?
Oh no! I forgot to pay my insurance
Juan had asked for Jose's insurance. After Jose gives Juan his insurance card, he recognizes that Jose hasn't paid his insurance.
Juan and his girlfriend go to the police station in their broken car and file a police report of the accident so they could get repairs started.
Juan and his girlfriend spoke to their insurance agent and showed him a copy of the police report for the incident. Juan tried to have Jose pay the bills for repairs, but, Jose didn't have any insurance.
Juan took his car to the dealer to make repairs. Luckily, he was able to get his car repaired because he had uninsured motorist coverage.
Jose received a letter from his insurance a few days later saying he would need to turn in his license because he has not paid his insurance in over a year.