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  • How? What exactly is that?
  • You have been a victim of Identity Theft
  • How do we fix this and how do I prevent this from happening again?
  • Its when someone obtains another persons personal data, typically for economic gain. They have found your info and used your bank account 
  • Once you've detected Theft you should:- use strong passwords with letters & numbers- Do NOT respond to emails seeking financial info- Maintain awareness of your financial & digital picture 
  • How do I Deter it?
  • To Deter you:- sign up for no call list- Avoid using all debit/ credit cards & ID at once. - Be aware of surroundings at ATM- Review annual earnings statement 
  • Since I'm a victim of it what do I do now? 
  • First, contact equifax, experian, and trasnunionSecond, contact the company where the fraud took placeFinally, complete an identity theft report. 
  • What is the value of free credit report?
  • Your entitled to a free copy of your credit report every 12 months from the three nationwide credit reporting companies 
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