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  • i love that red car and i really want to buy it!
  • how will my credit report be affected
  • your monthly payment will be $330 and if it is not payed on time, you may have to pay late fees and your credit score will lower
  • I will keep this in mind, thank you so much!
  • It could become difficult for you to get loans because Lenders will not find you credible enough. Your interest rates can raise as well. So please keep these things in mind.
  • 5 yrs. later
  • what?? I don't even know what closed end credit is.
  • HEY!! you haven't paid us back the amount you owe us! it has been 5 yrs. do you realize you have closed end credit.
  • Closed end credit, is a type of credit in which you have to pay the full amount on a specific date. It includes interest and finance charge
  • oh.... so what now?
  • I have to take possession of the car because it doesn't belong to you
  • ugh fine then
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