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  • So we're learning all about camels in banking and financing this week.
  • Camels? In banking and financing class? 
  • Yeah camels, ya know like the desert animals? big humps? 
  • i don't think that is what your teacher means by camels hayley. i think she is referring to the CAMELS rating system. 
  • oh... well that's lame. What does that even mean? 
  • Well each letter stands for something. The C is for Capital Adequacy, The A is for Asset Quality, The M is for Management, the E is for Earnings, the L is for liquidity, and the S for Sensitivity. 
  • ....... ????
  • It is used to measure risk and financial stability of a bank. It determines the banks overall conditions in the areas of financial, managerial and operational aspects. Rating number ! being the worst rating and rating 5 being the best.
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