On the same road where he met the devil, Tom found a human liver and heart, and assumed they belonged to his wife. In a delayed reaction, he rejoiced as he realized he could keep the treasure to himself.
Tom then accepts the deal with the devil, gaining the treasure and its riches, but losing his soul for it.
He became a very successful but unfair usurer, treating people wrongly and always wanting more money, and all he could feel was greed. But he was also fearful, he feared the devil would come and take him away or kill him.
One faithful day, an aged Tom, after years of hiding behind bibles and church walls proclaims this as the devil knew he wasn't religious at heart: "The devil take me, if i have made a farthing!"
The devil then arrived with a steed, and dragged Tom away, never to be seen again.
Tom's belongings became worthless, his riches turned into wooden chips and shavings, his horses died. His house burned to the ground and so did everything inside. It is said Tom still lingers in the remains of his home.