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  • I'm ok!
  • What happened?? I thought you were on a trip to Mars!
  • I was but I had to come back quick because I forgot to pay some of my bills!
  • C'mon Ryan! Again? You're not going to be able to do things if you have a bad credit score.
  • What do you mean?
  • There are a lot of things that depend on you being responsible, if you are late with your bills, your credit score goes down.
  • What can that do?
  • Well... your credit score is looked at when you, apply for loans, buy a house, even get a job. Your insurance and bills can go up depending on how irresponsible companies think you are.
  • What?! Really? I didn't know that, I really have to get myself together!
  • Don't worry, just make a a plan and stick to it, keep up do date on your bills and maybe set up an auto-pay from your bank account.
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