Credit 101

Credit 101

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Storyboard Text

  • Sally's friend had her identity stolen! This is what happens when someone gets a hold of your personal information(Credit/Debit Card, PIN, SSN, etc.)and uses it to make purchases in your name! This can have a negative affect on your credit score! Always protect your personal information and NEVER give it out to anyone that doesn't need it!
  • CAFE
  • Oh Kim, that's terrible! How could someone be so cruel!
  • Colin took out a loan to pay for his new car. Because he took out a loan he will need to pay off the money he borrowed from his bank PLUS interest, Colin was smart and calculated just how much he can afford and how long it will take him to pay the loan.
  • I love my new car!!
  • Well, with credit it's like borrowing money that you HAVE to return. Debit, is taking money that you ALREADY have from your bank account to pay for goods.
  • Credit or Debit?
  • Ramona's
  • Ramona's
  • What's the difference?
  • In that case, i'll use my debit card. I don't want to have to pay back the bank in the future.
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