credit personal finance

credit personal finance

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  • My name is Denae i'm 25 years old, i just graduated college and now im ready to be a entrepentuer. I want to open up a club where everyone could enjoy thereselves.
  • This is a great place to open up a club, I could see it now.
  • OUCH! I don't have that kind of money I just got out of college
  • okay i'll be back in a few days with a final decision thank you.
  • I just got off the phone with my manager and he says we will either rent this place to you for 3000 a month or sell it too you for 46,000 in total.
  • sigh, i'm going to have to take another loan out of the bank. I've already taken a loan out in order to pay for college but now I have to jump start my career. This place is perfect and I will be the owner.Hopefully the bank approves my loan.
  • yes
  • So what you are saying is that you want to invest in a business and you need the bank to loan you money in order for you to jump start you career. The amount of money you are asking for is 22,000 which is half of how much you need in order to own the place.
  • BANK
  • I wonder why? what am i going to do now...
  • Conference Room
  • After thoroughly examining your credit report i am saddened to inform you that we could not approve the loan you are asking for.
  • Due to your previous file for bankruptcy as well as the ex tenuous amount of loans taken out in order for you to pay for college . The board and I think its best that you work on paying off those loans first in order to further develop your credit score. Come back in a few years when you have gotten our debt under control and we would be happy to help you along with your business. 
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