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Hi I would like to take out a loan for a house but I'm not sure what I can afford
Let's go take a look at some things you can afford with your current credit score
Here's one house that is within your credit score.
Not to be rude but why is it so run down and in such bad condition?
It was lowered by having multiple credit cards open and not paying them off on time
Since your credit score is very low it will be hard to find anything nicer
How did my credit score get so low?
I'd suggest having less accounts and paying them off on time.
How can I raise it so I can afford a nicer house?
A few years later
Hey I got my credit score under control now! Can we see the houses I'm able to take out a loan for now?
Good to hear! Let's go look at some homes.
No this is perfect. Thank you so much for helping me!
This is one house that is in your credit score range. If you would like to see another I'm more than happy to show you.