Sir? Did you by any chance give out your card information to the wrong person?
On His way to get his morning coffee and bagel, John didn't know that what would happen next would ruin his credit score.
While listening to his music, John heard a suspicious ad for a coffee delivery. He decided to go with it anyway and gave out his important card information. (What he should have done was google if the ad was real or not)
At the coffee shop, His card was declined. Confused beyond belief, John realizes he may be a victim of identity theft. He remembered He gave that ad his card info! Now he must call his credit card company and file a police report.