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  • I need to buy medicine for my illness Credit can help you in emergencies such as unemployment and illness, which is a great advantage!
  • Buying more than you have with credit is a major disadvantage
  • I have no gas and no cash to pay for it! Luckily I have credit to help me pay for it now, then I'll pay for later.
  • After charging all on my credit card, I have to work for it to pay it back
  • Credit is also helpful for making purchases online or through the phone
  • Credit can have interest fees depending on the company you have an account with, which is also a disadvantage.
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