The story begins with us learning about Kidd's treasure and the toxic relationship that Tom Walker has with his wife. She is very abusive and they are constantly at war with one another.
Tom takes a walk through the forest where the other townsfolk will not go. He is approached by the devil who offers all the treasure and riches he could imagine. Unsure of what to do, Tom asks if he could think it over and heads home.
Upon his return, Tom asks his wife for advice since it is such an important decision. She is ecstatic in her greedy nature and tells him to take the devil's offer. Tom does the opposite just to spite her, making an effort to angry her by doing so. She decides to get the treasure herself. When Tom notices her absence he searches for her only to find a pile of guts and her apron. Motivated to once again obtain the riches, he strikes another deal with the devil.
The new deal requires Tom to become a broker. He takes advantage of people for his own profit and makes a large salary because of it. After a while he fears what lies after death since he lives such a dishonest life. Tom begins to attend church and become a godly man so that he will die with peace and go to heaven. One day at work there was a knock on the door.
The Devil was here to collect Tom's soul. It seemed that no one minded his disappearance. When his things were being rummaged through by his assigned board, his money and possessions were gone. Some say that a horse with a black figure can still be seen on the marsh.