Could you lend me this one-just this and nothing else?
Yes, of course
Madame Loisel is sitting at home and daydreaming about having an even better life and is complaining about how "terrible" her apartment is and how poor she is.
You could have brought it back a little sooner! I might have needed it.
Monsieur Loisel brings home an invitation to an exclusive invite only party and Madame Loisel is upset because she doesn't have anything nice to wear.
Madame Loisel and Monsieur Loisel figure out a way to make Madame Loisel look beautiful by buying a new dress and asking her friend for a piece of beautiful jewlery.
Oh, my poor, poor Mathilde! Mine was false. It was worth five hundred francs at the most!
Madame Loisel loses the necklace and ends up buying a new one to give back to her friend Madame Forestier.
Madame Loisel and Monsieur Loisel spend the next 10 years paying off the 18,000 francs for the necklace. Madame Loisel is now working and Monsieur Loisel works three jobs.
Madame Loisel and Madame Forestier meet after the ten years and Madame Loisel explains the whole sotry with the necklace Madame Forestier ends up explaining how it was only 500 francs compared to the 36,000 total the Loisel's spent