Credit Report

Credit Report

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  • Hi Jim, how's your day?
  • Not good, I got my credit report and score and they are bad.
  • I'm not sure if you know this but I'm a financial advisory and I could help you out with improving your score.
  • Jeff, I am free all day so can we go to your office and look at my report right now.
  • I'm going to be honest Jim you have a terrible credit score. You can improve it by paying back your loans every month and closing any unused credit or store cards. Also, I noticed on your report you co-signed with a lot of people since you co-signed with them but they aren't paying for the loans it is hurting you score.
  • My credit score is 600. How can I get that up?
  • A credit report is a document containing all your credit and information on it including how much you owe for each loan, your last payment, if it is open or closed credit and if their is a co-signer or not.
  • I was also given a credit report but I dont really know what that is?
  • What is the purpose of a credit report?
  • Lenders can look at it and your credit score to determine if they want to lend you money or not.
  • Thanks For all the info Jeff, see you soon.
  • See ya.
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