Personal Finance

Personal Finance

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  • Hey sir how are you doing this afternoon?
  • I'm doing good, however I'm tired of living in this shack!
  • Follow me sir, we can go look at houses.
  • I have tried looking before but I only have a 530 credit score.
  • This is the first house of the day. What do you think?
  • This is an amazing house, however i'll never be able to get a loan with my credit score.
  • Okay, lets try an build up your credit score. Is there anything you would like to purchase?
  • I have always wanted to buy a piano!
  • Perfect, if you purchase this piano on credit and pay it off, you will build up your credit score.
  • The price of the piano is $1500, i'll be able to pay that of fast.
  • It is smart to pay it off as fast as possible, because there is a a 6% interest rate every month.
  • I plan on taking two months to pay it off, so my total will be $1680 including interest.
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