France in 1880,in Paris, A woman of the middle class named Loisel, dreamed of a rich fancy life. One day her husband came home with tickets to go to a very fancy party. She was ecstatic,but upset she had nothing to wear.
After her husband saw how upset she was he gave her money to go get a nice dress.
She had no jewrely to wear to the nice party so she asked her rich friend to borrow a beautiful dimamond necklace.
She goes to the party and has a great time,by the time she was leaving it was 4am, she tried to get a carriage but couldn't find one close by so they walked awhile to find one. Ater going home Madame loisel realises the necklace is gone..
Her and her Husband searched for the necklace, but had no luck. So instead of telling her they took out lots of loans so they could buy a 40,000 diamond necklace to replace the one she lost, to give her.
10 years went by and they finally paid off all the loans. And one day madame loisel went on a walk and saw her friend after 10 years. She told her friend that she replaced the diamond necklace and spent 10 years paying off the necklace.