Avoiding a Personal Credit Crisis

Avoiding a Personal Credit Crisis

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  • Honey, could you go to the supermarket and pick up some milk, eggs, and sugar please?
  • Didn't you just go grocery shopping yesterday? Alright, I'll be back in an hour.
  • Thank you! And remember, only pay with cash or debit!
  • I wonder why Sophia insists on using debit and cash instead of our credit cards.
  • Credit cards are so much easier to use, plus the more we spend, the more points we get.
  • Wow, 10%?! That's an amazing deal! I'm sure it'll be fine if I use the credit card this time.
  • Hello sir! I just wanted to let you know that, for today only, we have a 10% discount store wide for anyone who is a member of our points program and has a card!
  • Sir, this is a lot of groceries... are you sure you can afford it all?
  • Of course I can! I'll just use the credit card!
  • Sophia will be so happy! We won't have to go shopping for weeks!
  • That'll be $643.95.
  • Evan! How are you? Are you heading to the supermarket? They have 10% off if you use your credit card today!
  • I don't use a credit card, Felix. It's easy to go over your budget and end up in debt.
  • Hmm, he has a good point... I hope I didn't spend too much...
  • $650, Felix?! This is why you were supposed to use cash or debit! We won't be able to finish all this food before it goes bad, and you went nearly ten times over our budget!
  • I'm sorry Sophia! I promise I'll use cash from now on so I don't overspend! 
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