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  • Hey, have you heard of credit scores my fine sir?
  • I actually have not, I've never opened a credit card account.
  • You've never opened a credit card? There is much you need to know.
  • Like what?
  • Lastly, FICO scores can range from 300-800
  • Everything you do can affect your credit score.
  • How do you mean?
  • 90% of lenders use FICO scores
  • WOW! That is fascinating. 
  • Also, poor credit scores could cost you hundreds of thousands of dollars.
  • That sounds risky. 
  • Wow, I am most definitely applying for a credit card.  
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