credit score

credit score
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Storyboard Text

  • I got a new car, but the interest for the loan I got for it is so high.
  • What? It's probably because of your credit score.
  • Why would my credit score affect interest?
  • The lower your score, the more interest you pay because people think you're not creditworthy.
  • But I always pay my bills and other fees. Why would it be low?
  • Do you pay them on time? You're well known to be late for everything.
  • Well, I'm usually a week or two late, and I had a speeding ticket from last year that I forgot about, but it shouldn't be a big deal. I eventually paid them.
  • Don't you know that any missed and late payments stay on your credit report for 7 years?
  • Whoa, calm down. Time will fix everything. I'll try to be better at paying on time alright?
  • How did you even manage to get a car loan with your poor score? 
  • Besides, whatever's on there won't stay there forever. Do you want to see my new car?
  • I'll pass. Being with you stresses me out.
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