Credit Reports and Scores

Credit Reports and Scores

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Storyboard Description

Please give me a 100%.

Storyboard Text

  • This is Bob. He's struggling to rent a new apartment. He failed to pay his bills, so his electricity was taken away. He can't get a car loan without a high interest rate.
  • This is George. His credit score is very good, and he was able to get a car loan with only 6% interest.
  • How come you're financially well, while I'm broke?  We have the same job.
  • Well, maybe it's because you don't understand credit scores.
  • A credit score reflects a consumer's financial reliability, which is the likely-hood of them paying back a loan.
  • Negative credit history usually results in a consumer having to pay higher interest on loans.
  • Negative credit history also reduces the chance of a landlord renting an apartment to a consumer.
  • That's why you're broke.
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