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Updated: 4/20/2020
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  • Oh. I really want to buy a new car, but I don't have enough money for it.
  • Have you tried using credit? It can help you with your goal.
  • Really?
  • Yeah! You borrow money now in exchange to pay it back later.
  • You can get up to 20 to 25 percent of your net pay. However to get credit you have to get creditworthiness, which is your reliability to repay your loan.
  • That's cool! But how much can I borrow?
  • The ways to build your creditworthiness is to have a steady job, apply for a credit card, and have a savings and checkings account
  • Wow! That's really cool. Thank you for telling me about credit. Now I can finally get that car.
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