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  • Hi i'm Lucy, I was wondering if I would be able to get a loan large enough to put a down payment on the house
  • Of course, when it comes to loans, you would get the money based on how high your credit score is, it goes from 300 to 800
  • Thats unfortunate, because my credit score is 350, does that mean that nobody will give me a loan? Also how could I increase?
  • Well then thats a Big Oof, because that's a VERY low score, your score basically tells loaners how reliable you are, your score shows your loans if you can be trusted to pay your bills on time and pay them in full
  • well If you want to get your Credit Score higher, I would suggest waiting to buy this house and staying in an apartment to lower costs, I would also get rid of some of your credit cards, it will decrease your credit score at first, but in the long run it will help you manage your credit better. Also you should start getting small loans and making the payments on time.
  • Oh wow I didn't know that. I live in my apartment, and I have 5 credit cards, I have pulled out loans in the past to buy cloths and go out on dates.
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