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  • Hello, Darcia. I'd like to discuss about my recent debt.
  • Hello, Dani. I'd love to discuss about your recent debt and possibly even help you out of your debt. Please tell me how this all started.
  • Well, I was 'spending up big' with my friends a fortnight ago at the local malls and I accidentally spent too much.
  • And how much did you exactly spend over your limit?
  • A hundred dollars.
  • A hundred dollars? Okay, here are several ways to get out of your debt. One, you are legal of age to do some part time work. Two, if you are already doing part time work, ask for your wages to be garnisheed or three, you can declare yourself as bankrupt which you should not do until there are no more options left to get yourslef out of debt.
  • Next time, just be more careful of how much you're spending, especially if you are going to be 'spending up big'. Paying off your debt is no easy thing.
  • Okay, Thank you so much Darcia. The advice you gave was helpful.
  • Yes, I know. Thank you and I hope to see you again.
  • Best wishes, Dani, and be wise with your money.
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