Victoria loved spending money using her credit car but when it came to paying the credit card bill she was not excited. She figured she didn't need to pay it on time, she figured she'd be fine as long as she payed it at all she'd be fine.
And her favorite hobby of all shopping
Victoria loves using her credit card for going out partying.
Going out to fancy dinners.
Alan on the other hand prefers to stay home and lounge
Prefers the warm feeling of a nice home cooked meal.
And prefers only spending money on little things conservatively
Alan set aside some money for his credit card bill and payed his bill the day it was due
On The day of their second credit card statement
Alan's bill was pretty standard, nothing out of the ordinary and paid it accordingly.
Victoria on the other hand paid her bill late, again and was charged an overdue fee. Went over her limit and was fined, and with all those things accumulating she couldn't afford to pay her bill.
How was I supposed to know!
So yes, I messed up. The impending Credit Card Debt caused me to be able to not afford the lifestyle I wanted but it didn't stop me from trying. Big mistake. The debt just keeps accumulating and accumulating.
So be safe, don't be stubborn, and don't be Victoria