Actually...yes I do! Why? Do you have any advice for me?
Wow, what a stunning lady!
Hola señor! By any chance, do you need help with your credit?
What? Seriously? I would love that and you if that happened!
I guess you could put it that way, I can completely repair your bad credit!
I don't have a problem with that! How do I get started?
Well sir I guess you're just going to love me then!
Okay! I'm so excited, I've been looking into buying a car and I need good credit.
Also, must I say you're very beautiful.
All you have to do for now is pay me upfront and give me some information.
Awe why thank you sir!
One month later...
Hmm..I thought she was telling the truth about fixing my credit.
No new car for me I guess.
James was angry he had been lied to, but with the help of his friends he got help without doing anything illegal. He stayed away from "file segregation" which is illegal and got professional help and is now working on his credit.