Tom and Richard are hanging out when they start to talk about their opinion on credit cards. Tom is wondering what Richards opinions are on college students using credit cards. Richard shares his opinion with many valid points.
As a college students, do you think credit cards are good ideas?
I don't and here's why.
A lot of our friends seem to think its a good idea. But the thing is- we tend to be so busy with school we forget to pay our bills. And that means we are faced with late fees and overcharge. This makes us have bad credit which leads to a bad future.
Thank you for your help! I think I'll stick to debit!!
Uh-oh. So, as a college student, do you think debit cards are a good idea?
No problem! But remember, debit cards often don't have as much protection against fraud as credit cards do!!
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