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Hello! I'm Nicole Kelly. I'm a stay at home mom of 4.
I learned how to budget money and coupon so I could be a stay at home mom.
Growing up my family didn't have a lot of money, my mom was a single mom of 2 and got child support from my dad. We didn't usually have extra money to go out to eat or go shopping.
I worked full time at the age of 16. I did a lot of over spending that I shouldn't have. If i didn't I could possibly have more money today.
If I could go back and redo some of the things I did I wouldn't over spend as much or at all. I would have invested money when I got the chance to, and I would have saved more of my money.
Prices are also higher today than they were back then. I would tell today's youth to not over spend, to save their money, and to spend wisely because it will help you out later in life.
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