OMG I love this car. I wish I could have it but i only have $5000 in my bank.
You know you can take out a loan from that bank over there.
Hello sir i'm Pete and I was told I can take out a $10,000 loan from this bank.
Yes you can but their are some requirements you need to fill to take out a loan especially a loan that high.
I actually don't have a job right now. I'm focusing on school right now.
I just took out some student loans for this semester.
That's good. Do you happen to be in any debt right?
Let's get started. First we have to look at your credit report. It seems good. So what kind of job do you have?
Sorry Pete but you are too risky to be giving a loan to.
Well I fell in love with this $15,000 car and I went to the bank but they denied me the loan need for the car. Can you help me find out how to improve my chance for a loan next time.
Hello Pete why are you here today?
In that case, we should start off with your credit report. At first glance I can see that your credit report is that you really don't have many big loans expect student loans that your still in a grace period for.