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  • OMG I love this car. I wish I could have it but i only have $5000 in my bank.
  • Sale $15,000
  • You know you can take out a loan from that bank over there.
  • Hello sir i'm Pete and I was told I can take out a $10,000 loan from this bank. 
  • Yes you can but their are some requirements you need to fill to take out a loan especially a loan that high. 
  • I actually don't have a job right now. I'm focusing on school right now.
  • I just took out some student loans for this semester. 
  • That's good. Do you happen to be in any debt right? 
  • Let's get started. First we have to look at your credit report. It seems good. So what kind of job do you have?
  • Sorry Pete but you are too risky to be giving  a loan to. 
  • Well I fell in love with this $15,000 car and I went to the bank but they denied me the loan need for the car. Can you help me find out how to improve my chance for a loan next time.
  • Hello Pete why are you here today?
  • In that case, we should start off with your credit report.  At first glance I can see that your credit report is that you really don't have many big loans expect student loans that your still in a grace period for. 
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