CREDIT AND CREDIT REPORT

CREDIT AND CREDIT REPORT
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  • Hey Alex, I wanted to know if you would help me with something.
  • Hey Skylar, yes I can help you. What do you need help with?
  • I'm having trouble with understanding all the information about credit and my credit score keeps decreasing.
  • If you pay your credit card bills consistently and on time, maintain reasonable amounts of credit, apply for credit sparingly, don't have too many of one credit account, and check you credit report annually you'll be in a great position to have a good credit score.
  • Okay thank you and I checked my credit report a few years ago and forgot what's on it so can you tell me?
  • The type of credit, loan/credit limit, date account was opened, account balance, and payment information.
  • I have another job and my boss told me that he checked my credit report too so what can he check on it?
  • Collection agencies, bankruptcy, tax liens, and foreclosure.
  • Was that everything you needed to know?
  • Yeah, thank you so much Alex! I have to go now to my next job!
  • Thank you Alex!
  • No problem, bye!
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