Types of Insurance

Types of Insurance
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  • Bodily Injury Liability 
  • You hit me!
  • Property Damage Liability 
  • Personal Injury Protection
  • I've been hurt!
  • If you are at fault in a car accident, you are responsible for paying the medical expenses of anyone in the accident.
  • Comprehensive Insurance 
  • Pays for damage you cause to other people's property. You are responsible for any damage to a telephone pole, another car, or any other property. 
  • Collision Insurance 
  • Coverage that pays for any physical injuries you or your passengers sustain while in the vehicle, even if you are not involved in a traffic accident. It compensates you regardless of who is at fault. 
  • Emergency Road Service Insurance 
  • Covers repair or replacement of parts of your car damaged by vandalism, fire, flood, wind, earthquakes, falling objects, riots, damage from trees, and other disasters. 
  • That tree came out of nowhere!
  • Pays for the repair or replacement of your car if it is damaged in a collision. 
  • Pays for towing or road service when your car is disabled. Only the road service fee is covered. Gas, oil, part, and labor are not covered. 
  • Gas not covered
  • Flat Tire
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