Owning a home VS Renting

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  • Welcome to my new apartment! 
  • today im telling the story of how i got here.
  • This is the bench where i used to live before i had a home 
  • Before i was able to rent a place, i had to build my credit score.
  • I got a job so i could pay bills and build my credit score that was initially 500
  • I have to be honest though...  i didn't always make all my payments on time 
  • My current credit score is 300, so i wasnt able to buy a house but this apartment is a cheaper option for me as my monthly payments are only $1,610 compared to $3,000+  for a house
  • I do wish i could purchase a house, but those are the consequences of having a low credit score.
  • The House behind me is unfortunately not mine, its my dream house that i wasn't allowed to purchase even though i am able to afford it.
  • an advantage of home ownership is that it can be a good investment and go up in price instead of depreciating.
  • Another advantage is that unlike rented properties, you can do whatever you want to your home.
  • Although owning a home is great, theres also advantages of renting a place ,monthly paymnets are typically cheaper 
  • i also enjoy not having to pay property taxes and being able to move whenever i want. 
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