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  • By: JaZayla Huggins  Cornelius 3rd 
  • 10.3 Explain basic insurance concepts: insurance, policyholder, premium, probability, risk, claim, coverage, deductible, policy, insured, insurer, and liability. 
  • Insurance is very helpful protection from financial loss.
  •  Go to an insurer to sign up for insurance
  •  You'll have to deicde who's name will go in as the policyholder and select a premium to pay
  • the insurance company has to determine the probability of risk you have 
  • When was your last accident? How often do accidents occur?
  • Make a claim to determine if the compnny will give you full coverage or you'll have to pay a deductible
  • In the event, that something happens 
  • After looking at your claim, your insurer will determine your liability and see if you're insured by the policy
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