Credit scores and credit reports

Credit scores and credit reports
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  • I think it was because of my credit score
  • Ashley, I didn't get the car loan.
  • oh I'm sorry Justin
  • My score if the lowest on the FICO scale...300
  • Oh no! We need to go to my house to talk about this.
  • Justin this is serious, most lenders look at your credit score to see if you will be approved for a loan.
  • Really?! My credit report says I was late on a lot of payments.
  • Is your credit report accurate? Your suppose to check it to make sure.
  • Hopefully you don't have too many hard checks on your credit report
  • I know, I know, it negatively impacts my credit score. And now my credit score is terrible!!
  •     We just have to figure out which one is inaccurate!
  • I know what to do...see your credit score is divided into 4 categories: Personal info, Account summary, public record item, and credit inquiries
  • But it could all be accurate and I'm just a failure!!!
  •     Credit    Report
  • Oh Thank you so much! Maybe now I can have a higher credit score!
  •      Equifax
  • Glad I could help.
  • Your Credit report was just inaccurate!!
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