the setting in the story is France. the characters are Madame Loisel and Monsieur Loisel who are middle class.
Madame Loisel and Monsieur are husband and wife.
oh noooo! the necklace is missing.
the conflict is that Madame Loisel doesn't like her social class and wishes she was in a higher one.
Madame Loisel was invited to a party but doesn't want to go because she doesn't have a dress. Her husband gives her money to buy a new dress. but then she doesn't want to go because she has any jewelry so then she borrows a diamond necklace from a friend.
when the Loisel's come home from the part they notice that the necklace was gone.
Moniseur goes out and look for a replacement necklace, they get loans to buy a new 36,000 necklace that looks similar to the one she borrowed.
ten years later, after paying off the debt of the necklace, she runs into her friend that she borrowed the necklace from and tells her about how she lost it. Her friend tells he that the original was only 500 dollars.