Per. Fin. Lit.

Per. Fin. Lit.
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Storyboard Text

  • Oh yea, my credit report should've been delivered today
  • Bills, college stuff, junk mail...ah! This should be it. Wow, this is a lot, better ask dad to help me make sense of this
  • Hey Bud, did your credit report come in yet?
  • Yea, but can you help me understand all of this?
  • Sure. Come have a seat
  • Hey Bud, did your credit report come in yet?
  • Yea, but can you help me understand all of this?
  • Sure. Come have a seat
  • Here is your personal information that the bank keeps stored securely
  • Here is your public records, it shows any court cases, other accounts, loans, and more
  • And here is your payment history. It shows where, when, and how much something you bought costs. This is very important for keeping a good credit score. 
  • Credit score? Whats that?
  • Here is your personal information that the bank keeps stored securely
  • Well, your credit score is how worthy you are to repay a loan or credit in the eyes of banks and credit companies
  • Everyone has a credit score, and it's important to manage and keep it in good standing. 
  • A credit score of 750 to 850 is amazing and will allow you to get most, if not all loans. 
  • Yea, thanks Dad. 
  • A credit score of or below 550 is terrible and can prevent you from getting a job, a house, or a loan. 
  • So, you think you got it now?
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