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Johnny walks into school ready to ask his teacher a question
Hey Mr. Jessie, I was wondering if you could give me some advice about getting a bank account?
Sure Johnny, well first off have you chosen an institution to use yet?
Umm, yes actually. Im going to use Wells Fargo to open my account.
That's great a great choice. Wells Fargo is one of the cheapest places to go to make your bank accout. It only costs about $3 a month.
Oh that's cool. Do they have debit cards for kids my age? Oh and are there any fees?
Yes they do have debit cards for kids your age. There is a small fee of 3% of any transaction amount.
Oh that's not to bad. Whats the minimum balance required to waive the monthly fee?
Its only $50 a month, which sounds like a lot but other banks such as Suntrust and PNC require $500.
Oh that's a lot better. Is there anything else i should know?
They have telephone and web access so that you dont have to constantly go into the bank.
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