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I really want to buy this house but I don't have enough money in my checking account
With a credit card you can borrow money from the bank and pay it back before the payment is due.
I need new furniture but don't get my paycheck until Friday. Thank god i have my credit card that i can use now and pay back later.
Now i need groceries for my new house, I will use my credit card and pay it back after I receive my paycheck
I am spending too much on my credit card and reached my limit! I don't have enough money to pay the bank back before my bill is due!!!
I also have a bad credit score now because I haven't paid in months!!
I can't even try to buy this house because my credit score is too bad to even get a loan.
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