Personal finance PBA

Personal finance PBA
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  • The next day ... 3:15pm
  • I came here today to improve my debts and get pointers for the future. But what exactly do you do. 
  • how are you today? Susan called me about your situation and i'm here to help!!
  • My objective is to help a creditor avoid bankruptcy, as well as provided education on financial management.
  • Sorry, I am very upset i could not get my car!! What can I do to help my situation? 
  • Pete these are 4 steps to raise your credit score/history and reduce late fees. 1.watch credit balances, 2. Pay bills on time, 3. Create a Budget, 4. keep track of the payments you have to make each month 
  • Yes, when getting a Car loan the bank look at credit history and report, your monthly payments (Employment), and even past bankruptcy.
  • I did not know that Car Loans depend on previous/ late payments.  
  • That's why it might be difficult to get a car loan because little things like forgetting to pay bills on time will persuade the bank not to lend you money.  
  • I never thought about the consequences of credit history, reports and late payments.
  • Thank you Robert! I fully understand how Car Loans and aspects of Credit work. I now know the cons of having bad credit history and reports! I know what i have todo!!! 
  • Bye Pete!! Best of luck, I am available any time you need more assitance! 
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