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OMG Jessica did you see that dress in Hollister!
Yes Tiffany I saw it, it was so cute! We should totally get it.
But... I don't have any money to get the dress. I owe the bank $156. I'm in debt and my credit card's denied!
Oh calm down Tiffany, we can pay off the credit card in just a second.
Yes, I have $123.84 to deposit sir.
Oh you must be the girl in debt $156. Would you like to deposit some money into your account?
I'm STILL in debt by $32.16 so I can't get the dress at the mall! That means I $-32.16 in my bank account
So ma'am, you were in debt so that -156 plus the money you just gave me.
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