Mary was sitting in the library on the phone to her 'bank' who was actually a hacker stealing her money.
This fake Santa was supposedly the 'bank' that Mary was talking to revealing her password.
When Mary checked her bank app it turned out she was £6570 in debt!
Be aware of CYBERCRIME
It turns out that the fake Santa had all of her data as well and told the deep web it was available to buy.
When Mary got home she was distraught as she had no money left to buy food or water and she was not able to pay her mortgage so she would be left homeless in which case she may end up dead in the next 2 years unless she got the money back.
Fake Santa sold Mary's data to a clown. This was all because she trusted the person on the other end of the phone.